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Flexible, low-cost secured loans for mortgage holders. Got a mortgage? Get peace of mind
- Loans from £10k to £2.5m
- Borrow up to 120% of Your Home Value
- Won't Impact Your Credit Score
- Free, No Obligation Quotes
Our Mission is to Help UK Mortgageholders
Our Aim is...
To Listen
To Inform
To Help
Why Now is the Time for Mortgage holders to Get a Secured Loan
Clever homeowners are taking advantage of this opportunity by:
- Paying off expensive debts and doing debt reconsolidating
- Raising additional cash for home improvements or a second deposit
- Taking out additional borrowing without changing their mortgage or triggering early repayment penalties on their mortgage
Historic lows in interest rates do not happen often. Don’t miss out. Find out how much you could borrow today by taking our free 30-second online assessment.
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What Customers Say About Their Experience
Frequently Asked Questions
If your needs are straightforward it can be completed a week, but it could take up to 3 weeks for completion to take place depending upon the complexities of the situation. By completing our assessment, we will be in a better position to help you to minimise the time taken.
In many instances, people with poor credit find homeowner loans to be a lifeline. They can consolidate any debts that are causing them problems & repair their credit at the same time.
Don’t worry if you’ve been refused elsewhere, we’re specialists & will look to find a solution that others can’t. We consider all circumstances and will be able to help.
No, you are not under any obligation after application. Our advisers want to help people, not give them even more obligations. If we can give you helpful information & move you forwards, we are happy.
We are able to arrange for you to borrow between £10,000 & £2.5 million.
The average loan is around £35,000. A typical homeowner may use us in order to fund the renovation of their home & to do some debt consolidation at the same time, providing low-cost borrowing without incurring early payment penalties on their existing mortgage.
You can choose a period that suits you. Our typical customer may choose a period between 3 & 25 years although some lenders offer even longer periods.
Every case is a little different, and with hundreds of lenders and thousands of products available, it is important to speak with our whole-of-market experts to ensure you are matched to the most suitable and competitively priced product.
Our team specialise in adding value. By speaking to one of our team, you may discover there’s a better way to arrange your finances, with greater flexibility and a far more competitive rate available.
A solely online lending experience would not allow us to get to know the individual behind the situation, which in our view, is one of the most important factors in decision making.
Equally, by speaking with you directly we can better understand your long-term goals, for example, we may be able to arrange for a loan that fits with your future plans (ie remortgaging at a particular point, repairing your credit etc).
We’ll give you one point of contact who will understand your situation & what you are trying to achieve. Our team will run around behind the scenes but we’ll ensure that you’ve got one point of contact to make things efficient for you & that we are able to get things moving.
Financial Disclosure: Your home may be at risk if you do not keep up repayments. Think carefully about securing debt against your home. When consolidating existing borrowing, be aware that extending the term could increase the amount repaid.
Living in the UK? Have a Mortgage?
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Our brokers have access to lenders who will help with mortgageholders from all backgrounds & with all circumstances. By working with you & understanding your options, they can find the best solution for your situation.
Enquiring with us only takes 30 seconds and won’t affect your credit score.